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There is the Instantaneous Payment Provider (IMPS), a quick payment inter-bank digital financing transfer program, and also the National Digital Fund Import (NEFT) business. Then there’s the brand new Bharat Bill Percentage System to own perennial payments. And you will, needless to say, UPI, and therefore Srinivas away from BTI Money phone calls “a path-breaking invention.” The very last five years have seen a very high development in the fresh percentage amounts with your institution. To your expanding interest in digital payments, researchers provides asked whether or not the cashless impression still holds.